Insurance Advisor at Oliver L.E. Soden Agency, Inc


Business Insurance

We know how important your business is to you, and we agree it deserves adequate protection both today and tomorrow. Business owners face challenges every day, and as much as you may try to keep your business out of harm’s way, life is full of unpredictable moments. Having business insurance is vital to protect the livelihood of you and your business, and I will work to find the right blend of insurance products to serve these needs.

Below are the most common types of insurance coverage for business owners:

  • Property Insurance
  • Liability Insurance
  • Worker’s Compensation
  • Business Auto Insurance
  • Business Crime Insurance

In addition, you can further customize your coverage by adding an umbrella policy, life insurance and employment practices liability.


Personal, Auto & Home Insurance

Your home is very possibly the largest financial investment you’ve made, which is why it makes practical and financial sense to protect this investment. By purchasing home insurance, it means you’re buying protection for your home both inside and out. In the event that something were to happen—fire, flood, theft, etc.—you would have peace of mind that your possessions would be covered.

The Soden Agency has home insurance policies to fit all budgets and living situations.

  • Homeowners Insurance
  • Condo Insurance
  • Renters Insurance
  • Mobile Home Insurance
  • Coastal Homeowners Insurance
  • Specialty Home Insurance (Vacant and Vacation Homes)

Many clients choose to bundle their homeowners insurance with personal auto insurance. Auto insurance will protect you and your family in the event of an accident, and it may even cover the cost of repairing or replacing the vehicle if it is damaged or stolen. There are auto policies to fit all budgets, as well as discounts for good drivers. By bundling your personal auto and home insurance, you not only save money but also know that your biggest investments are protected by the same dependable company.

Life is unpredictable, and you don’t want your livelihood to be challenged over an unforeseen accident. Let the Soden Agency find coverage that meets your needs and offers unsurpassed peace of mind when you need it the most.


Flood Insurance

Certain properties are more prone to flooding than others, but over time, it’s possible for any home to be damaged by rising waters. If you live in a flood zone, flood insurance is a necessity. But, you should still consider flood insurance no matter where you live.

Many people are surprised to learn that just one inch of water can cause damage to their most precious belongings. That’s why it’s important to consider insurance coverage for both the structure of your home and the contents inside. Depending on the policy, contents coverage may or may not be included.

Don’t think that flood insurance is out of reach. It’s more affordable than you may think, and it’s one of the most effective ways to protect your home, rental property or business. If the property is situated in a low-risk area, you may also be subject to lower cost options.